Partner Application

1. PREAMBLE This Corporate Business Development & Investment Referral Partnership Agreement ("Agreement") is made this ____ day of _______________ 20____. BETWEEN UNIZICOS GROUP, a duly established business organization operating ethical and halal investment structures together with its affiliated business units (hereinafter referred to as "the Company"), AND Mr./Mrs./Miss ___________________________________________________ Address: _______________________________________________________ (hereinafter referred to as "the Partner"). The Company and the Partner shall collectively be referred to as "the Parties." 1.1 Background WHEREAS the Company is engaged in ethical business development, investment services, agriculture, real estate, financial education, consultancy, and other lawful commercial activities; AND WHEREAS the Partner has expressed the desire to introduce investors, identify business opportunities, and promote the Company's approved investment programs; NOW THEREFORE, the Parties agree to enter into this Agreement upon the terms and conditions set out herein.

2. DEFINITIONS AND INTERPRETATION For the purpose of this Agreement: "Company" Means UNIZICOS GROUP, including its subsidiaries, successors, assigns, affiliates, officers, and authorized representatives. "Partner" Means the individual appointed as an Independent Business Development & Investment Referral Partner under this Agreement. "Investor" Means any individual, business entity, cooperative society, institution, association, or organization introduced to the Company for investment or business purposes. "Investment" Means any approved financial participation or business transaction accepted by the Company under its lawful investment structures. "Commission" Means the approved referral incentive payable to the Partner under the Company's official Commission Schedule. "Confidential Information" Includes all business strategies, client information, investor records, pricing, commission structures, software, manuals, marketing plans, financial information, databases, and any proprietary information belonging to the Company. "Halal Investment" Means an investment structure operated in accordance with the Company's ethical principles and applicable policies, avoiding prohibited or unethical business activities. Interpretation Unless the context otherwise requires: - Singular words include the plural and vice versa. - References to one gender include all genders. - Headings are for convenience only and do not affect interpretation. - References to laws include any amendments or replacements. - Any ambiguity shall be interpreted in a manner that best preserves the objectives of this Agreement.

3. OBJECTIVES OF THIS AGREEMENT The objectives of this Agreement are to: a. establish a transparent and mutually beneficial relationship between the Company and the Partner; b. define the rights, responsibilities, and obligations of both Parties; c. protect the Company's reputation, confidential information, and intellectual property; d. establish ethical standards for investment referrals and business development; e. provide a clear framework for commission entitlement and payment; f. promote compliance with Company policies and applicable Nigerian laws; and g. build a long-term professional relationship founded on integrity, accountability, transparency, and mutual respect.

4. APPOINTMENT OF THE PARTNER 4.1 Appointment Subject to the terms and conditions contained in this Agreement, UNIZICOS GROUP hereby appoints the Partner as an Independent Business Development & Investment Referral Partner. The Partner accepts the appointment and agrees to perform all duties with honesty, professionalism, integrity, and in accordance with this Agreement, the Company's policies, and applicable laws. 4.2 Effective Date This appointment shall become effective from the date this Agreement is executed by both Parties. 4.3 Nature of Appointment The appointment is non-exclusive. Accordingly: a. The Company may appoint other Partners, Consultants, Marketing Representatives, or Business Development Officers at any location. b. The Partner may engage in other lawful businesses, provided that such businesses do not conflict with the interests of the Company or violate the terms of this Agreement. 4.4 Renewal Unless terminated under this Agreement, the appointment shall continue in force and may be reviewed periodically by the Company based on performance, compliance, and business needs.

5. NATURE OF THE RELATIONSHIP The Parties expressly acknowledge that: a. The Partner is an Independent Contractor. b. Nothing contained in this Agreement shall create: - an employer-employee relationship; - a legal partnership; - a joint venture; - an agency relationship with authority to bind the Company; - shareholder rights; or - ownership rights in UNIZICOS GROUP. The Partner shall not present himself or herself as a Director, Executive, Shareholder, Owner, or Authorized Signatory of the Company unless specifically authorized in writing. The Partner shall bear responsibility for all personal tax obligations and statutory liabilities arising from commissions received, where applicable.

6. SCOPE OF AUTHORITY The Partner is authorized to: - introduce prospective investors; - identify legitimate business opportunities; - explain the Company's approved investment opportunities using official Company materials; - assist prospective investors with registration procedures; - maintain communication between investors and the Company where appropriate. - incase partner maintain social median handles such as Whatssap, Facebook e.t.c for the purpose of this investment, he shall include company contacts in the handles. The Partner shall NOT: - collect or receive investor funds into any personal account; - issue receipts on behalf of the Company without written authorization; - alter Company forms or promotional materials; - sign contracts on behalf of the Company; - guarantee investment returns or profits; - borrow money in the Company's name; - pledge Company assets as security; - incur liabilities on behalf of the Company; - establish branch offices without written approval; - represent himself or herself as having authority beyond that granted under this Agreement.

7. DUTIES AND RESPONSIBILITIES OF THE COMPANY The Company shall: a. Provide accurate and up-to-date information regarding its approved investment opportunities. b. Process investor applications fairly and efficiently. c. Verify all investments before recognizing commission entitlement. d. Maintain accurate records of investor registrations and commission payments. e. Provide approved marketing materials where available. f. Offer reasonable guidance and support to the Partner. g. Notify the Partner of significant policy changes affecting this Agreement. h. Promote transparency, accountability, and professionalism in all dealings.

8. DUTIES AND RESPONSIBILITIES OF THE PARTNER The Partner agrees to: a. Act honestly and in good faith at all times. b. Protect the Company's reputation. c. Introduce only genuine prospective investors. d. Explain investment opportunities accurately without exaggeration or misrepresentation. e. Encourage investors to provide truthful information. f. Keep accurate records of all referrals. g. Cooperate fully with compliance reviews and investigations. h. Immediately report suspected fraud, misconduct, or unauthorized activities affecting the Company. i. Maintain confidentiality regarding all Company and investor information. j. Comply with all Company policies issued from time to time.

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9. ETHICAL STANDARDS AND PROFESSIONAL CONDUCT The Partner shall conduct all business activities with: - honesty; - integrity; - fairness; - professionalism; - respect for investors; - transparency; and - accountability. The Partner shall not: - make false or misleading statements; - promise guaranteed profits or returns; - engage in bribery or corruption; - discriminate against investors; - use abusive, threatening, or offensive language; - publish false information concerning the Company; - engage in any conduct capable of damaging the Company's reputation. Any serious breach of this Section shall constitute grounds for immediate suspension or termination.

10. HALAL INVESTMENT COMPLIANCE The Partner acknowledges that UNIZICOS GROUP operates ethical and halal investment structures. Accordingly, the Partner shall: a. Promote only investment opportunities approved by the Company. b. Avoid promoting unlawful, unethical, or prohibited financial activities. c. Ensure that all communications with investors are truthful and consistent with the Company's approved materials. d. Refrain from making guarantees regarding profits, returns, or investment performance unless expressly authorized in writing by the Company. e. Conduct all dealings with honesty, fairness, and integrity, in a manner that reflects the Company's ethical values. f. Immediately report any activity that may compromise the Company's ethical standards or expose it to legal, financial, or reputational risk. ACKNOWLEDGEMENT The Partner confirms that he or she understands the authority granted under this Agreement and agrees not to act beyond that authority. The Company reserves the right to amend operational policies from time to time, provided such amendments do not contradict the fundamental terms of this Agreement and reasonable notice is given where appropriate.

11. MARKETING AND PROMOTION GUIDELINES 11.1 Approved Marketing Materials The Partner shall use only marketing materials, brochures, presentations, advertisements, social media content, and promotional publications officially approved by UNIZICOS GROUP. The Partner shall not modify, alter, reproduce, translate, or distribute any Company material without prior written authorization. 11.2 Truthful Representation The Partner shall present the Company's investment opportunities accurately and professionally. The Partner shall not make false, misleading, deceptive, or exaggerated statements concerning: - Investment returns; - Capital security; - Profit projections; - Company approvals or license’s; - Financial guarantees; - Future performance; or - Any matter not officially approved by the Company. 11.3 Brand Protection The Partner shall protect the Company's corporate identity at all times. The Company's name, logo, slogan, website, publications, educational materials, trademarks, and business identity remain the exclusive property of UNIZICOS GROUP and may only be used for authorized business purposes.

12. INVESTMENT REFERRAL PROCEDURES 12.1 Introduction of Investors The Partner shall introduce prospective investors through the Company's approved referral process. 12.2 Registration Every prospective investor shall complete the Company's official registration process and provide all information reasonably required for verification and regulatory compliance. 12.3 Verification The Company reserves the sole authority to review, verify, approve, defer, or reject any investment application. Submission of an application by the Partner does not guarantee acceptance. 12.4 Payment of Funds All investment funds shall be paid directly into the Company's officially designated bank account(s). The Partner shall not: - receive investor funds into a personal account; - collect cash on behalf of the Company unless expressly authorized in writing; - redirect investors to unauthorized payment channels. 12.5 Investor Communication The Partner may assist with communication between investors and the Company but shall not issue binding commitments, contractual promises, or official approvals on behalf of the Company.

13. COMMISSION AND INCENTIVE STRUCTURE 13.1 Eligibility The Partner shall qualify for commission only where: - the investor was genuinely introduced by the Partner; - the investment has been received into the Company's designated account(s); - the investment has been verified and accepted by the Company; - all compliance requirements have been satisfied; and - no fraud, misrepresentation, or breach of this Agreement has occurred. 13.2 Commission Rates Commission rates shall be determined and published by the Company in the official Commission Schedule. The Company reserves the right to review or amend commission rates from time to time upon reasonable notice. 13.3 Payment Approved commissions shall be paid according to the Company's official commission payment schedule. The Company may temporarily withhold commission where an investment transaction is under investigation or subject to a compliance review. 13.4 No Guaranteed Income The Partner acknowledges that commissions are performance-based and that the Company does not guarantee any minimum income or earnings under this Agreement.

14. PERFORMANCE EXPECTATIONS The Partner shall: - maintain high standards of professionalism; - continuously improve knowledge of the Company's products and services; - participate in Company training programmes where required; - maintain accurate records of investor referrals; - comply with Company operational procedures; - cooperate fully during audits and compliance reviews. The Company may periodically evaluate the Partner's performance based on ethical conduct, compliance, investor satisfaction, quality of referrals, and contribution to business growth.

15. KNOW YOUR CUSTOMER (KYC) The Partner shall support the Company's KYC programme by ensuring that referred investors understand the requirement to provide accurate and complete information. Where applicable, investors may be required to provide: - Full legal name; - Residential address; - Valid means of identification; - Passport photograph; - Bank account details; - Tax Identification Number (where applicable); - Next-of-kin information; and - Any additional information reasonably required by the Company. The Partner shall not falsify, alter, or assist in falsifying customer information or supporting documents.

16. ANTI-MONEY LAUNDERING (AML) COMPLIANCE The Partner shall comply with all applicable anti-money laundering and counter-terrorism financing requirements. Accordingly, the Partner shall: - report any suspicious transaction or activity immediately to the Company; - refuse to participate in any unlawful financial transaction; - cooperate with lawful compliance investigations conducted by the Company or competent authorities; - avoid assisting any person to conceal the source or destination of unlawful funds. The Company reserves the right to suspend, reject, or delay any transaction that raises compliance concerns until appropriate investigations have been completed.

17. RECORD KEEPING The Partner shall maintain complete and accurate records relating to: - investor referrals; - communications with prospective investors; - business development activities carried out under this Agreement; and - any documents required by the Company for compliance purposes. Such records shall be retained for the period prescribed by the Company or by applicable law. The Company may request access to relevant records upon reasonable notice for verification, audit, compliance, or dispute resolution purposes. ACKNOWLEDGEMENT The Partner acknowledges that compliance with the Company's marketing standards, referral procedures, KYC obligations, AML requirements, and record-keeping policies is essential to maintaining the integrity, reputation, and legal compliance of UNIZICOS GROUP. Failure to comply with any provision of this Part may result in disciplinary action, suspension, termination of this Agreement, or any other lawful action considered necessary by the Company.

18. CONFIDENTIALITY AND NON-DISCLOSURE AGREEMENT (NDA) 18.1 Confidential Information For the purposes of this Agreement, "Confidential Information" includes, but is not limited to: - Business plans and strategies; - Investment structures and business models; - Investor and client records; - Financial information; - Marketing plans and sales strategies; - Pricing policies and commission structures; - Training manuals and operational procedures; - Internal reports and correspondence; - Software, databases, passwords, and digital resources; - Trade secrets and proprietary business information; and - Any other information designated by the Company as confidential. 18.2 Confidentiality Obligation The Partner shall: a. keep all Confidential Information strictly confidential; b. use such information only for purposes authorized under this Agreement; c. not disclose Confidential Information to any third party without the Company's prior written consent; d. take reasonable measures to prevent unauthorized access to Confidential Information; and e. promptly notify the Company of any actual or suspected unauthorized disclosure or security breach. 18.3 Exceptions The confidentiality obligations shall not apply where the information: - is lawfully in the public domain; - is lawfully obtained from a third party without a duty of confidentiality; or - must be disclosed pursuant to a lawful court order or legal requirement, provided the Company is notified where legally permissible. 18.4 Survival The obligations contained in this Part shall survive the termination or expiration of this Agreement for a period of five (5) years, or such longer period as may be required by applicable law.

19. DATA PROTECTION AND PRIVACY The Partner acknowledges the importance of protecting personal information entrusted to the Company. Accordingly, the Partner shall: a. collect only information reasonably required for legitimate business purposes; b. protect investor information against unauthorized access, alteration, disclosure, or misuse; c. use investor information solely for authorized Company purposes; d. comply with all applicable Nigerian data protection laws and Company policies; and e. report any suspected data breach immediately to the Company. The Partner shall not sell, transfer, copy, or disclose investor information for personal benefit or for the benefit of any third party without written authorization.

20. INTELLECTUAL PROPERTY RIGHTS 20.1 Ownership All intellectual property belonging to UNIZICOS GROUP shall remain the exclusive property of the Company. This includes: - Company name; - Logo; - Slogans; - Trademarks; - Copyrights; - Marketing materials; - Training manuals; - Digital content; - Operational procedures; - Business systems; - Software; and - Proprietary documents. 20.2 Restrictions The Partner shall not: - register any business name, domain name, trademark, or social media account that is identical or confusingly similar to the Company's brand; - reproduce Company materials without written authorization; - modify Company branding; - claim ownership of Company intellectual property. Upon termination of this Agreement, the Partner shall immediately cease using all Company intellectual property and return any Company materials in his or her possession.

21. NON-CIRCUMVENTION The Partner agrees that during the term of this Agreement and for two (2) years after its termination, the Partner shall not: a. bypass the Company to transact directly with investors introduced through the Company; b. divert investment opportunities intended for the Company to another person or organization; c. use Confidential Information obtained through the Company to establish competing investment arrangements with Company investors; or d. knowingly assist any person in avoiding or circumventing the Company's legitimate business interests. A breach of this clause shall constitute a material breach of this Agreement and may result in legal action, including claims for damages and injunctive relief.

22. NON-SOLICITATION During the term of this Agreement and for one (1) year following its termination, the Partner shall not, without the Company's prior written consent: - recruit or employ the Company's employees or consultants; - induce Company personnel to resign or terminate their relationship with the Company; - encourage investors or business partners to discontinue their relationship with the Company; or - interfere with the Company's existing contractual or commercial relationships.

23. CONFLICT OF INTEREST The Partner shall avoid any situation that creates, or appears to create, a conflict between personal interests and the interests of the Company. The Partner shall promptly disclose any actual or potential conflict of interest, including: - ownership or financial interests in competing businesses; - family or personal relationships that may influence business decisions; - acceptance of gifts, commissions, or benefits capable of impairing professional judgment; or - any circumstance likely to compromise the Partner's independence or loyalty. The Company may determine whether such conflict is acceptable and may impose reasonable conditions or require the Partner to withdraw from the affected activity. Failure to disclose a material conflict of interest may result in disciplinary action, suspension, or termination.

24. PROTECTION OF THE COMPANY'S REPUTATION The Partner shall at all times conduct himself or herself in a manner that upholds the integrity, credibility, and reputation of UNIZICOS GROUP. The Partner shall not: - publish or circulate false, misleading, or defamatory statements concerning the Company; - engage in conduct capable of bringing the Company into disrepute; - make public statements on behalf of the Company without written authorization; - disclose confidential business information through social media or any public platform; or - use the Company's name or reputation for unauthorized personal gain. Where the Company reasonably believes that the Partner's conduct has caused or is likely to cause reputational harm, it may take appropriate action, including suspension or termination of this Agreement, subject to applicable law.

25. REPRESENTATIONS AND WARRANTIES 25.1 Representations by the Company The Company represents and warrants that: a. It has the legal authority and capacity to enter into this Agreement. b. It shall conduct its business in accordance with applicable laws, regulations, and its internal corporate policies. c. It shall provide accurate information regarding its approved investment opportunities, products, and services. d. It shall administer this Agreement fairly, professionally, and in good faith. e. It shall maintain proper records relating to partner appointments, investor registrations, and commission payments. 25.2 Representations by the Partner The Partner represents and warrants that: a. All information supplied to the Company is true, complete, and accurate. b. The Partner has full legal capacity to enter into this Agreement. c. The Partner is acting in his or her personal capacity unless otherwise disclosed and approved by the Company. d. The Partner shall comply with all obligations contained in this Agreement and with all lawful Company policies. e. The Partner shall immediately notify the Company of any material change that may affect this Agreement.

26. INDEMNITY The Partner agrees to indemnify, defend, and hold harmless UNIZICOS GROUP, its directors, officers, employees, successors, affiliates, and assigns against any loss, damage, liability, claim, demand, penalty, cost, or expense (including reasonable legal costs) arising from: - any breach of this Agreement by the Partner; - fraud, negligence, or wilful misconduct by the Partner; - unauthorized promises or representations made by the Partner; - misuse of Company property or confidential information; - violation of any applicable law or regulation by the Partner; or - claims brought by third parties resulting from the Partner's unauthorized acts or omissions. Where practicable, the Company shall promptly notify the Partner of any claim for which indemnity is sought.

27. LIMITATION OF LIABILITY Except where liability cannot lawfully be excluded or limited: The Company shall not be liable for: - indirect or consequential losses; - loss of anticipated profits or business opportunities; - reputational loss suffered by the Partner; - losses arising from events beyond the Company's reasonable control; or - losses resulting from inaccurate information supplied by the Partner. The Company's aggregate liability under this Agreement shall not exceed the amount of commission properly due and payable to the Partner, unless otherwise required by law. Nothing in this clause excludes liability for fraud or any liability that cannot legally be limited.

28. INSURANCE Where the Company reasonably determines that insurance is necessary for activities carried out under this Agreement, the Partner shall obtain and maintain such insurance as may be required by law or by written Company policy. Any insurance maintained by the Company for its own operations shall not automatically extend coverage to the Partner unless expressly stated in writing.

29. COMPLIANCE WITH LAWS The Partner shall comply with: - all applicable laws and regulations; - lawful directives issued by competent authorities; - Company policies and operational procedures; and - ethical standards adopted by UNIZICOS GROUP. Without limitation, the Partner shall comply with requirements relating to: - anti-money laundering; - counter-terrorism financing; - anti-bribery and anti-corruption; - consumer protection; - taxation obligations applicable to the Partner; - data protection and privacy; and - any other lawful regulatory requirement communicated by the Company. Failure to comply may result in disciplinary action, suspension, or termination.

30. AUDIT AND INSPECTION To protect the integrity of its operations, the Company may conduct reasonable compliance reviews, inspections, or audits relating to the Partner's activities under this Agreement. The Partner shall: - cooperate fully with such reviews; - provide relevant records upon reasonable request; - permit verification of investor referrals where appropriate; and - promptly address any compliance deficiencies identified. The Company shall conduct all reviews fairly and with due regard to legitimate confidentiality obligations.

31. SUSPENSION The Company may suspend the Partner immediately where there is reasonable evidence of: - fraud or attempted fraud; - unauthorized collection of investor funds; - serious misconduct; - misrepresentation of the Company; - breach of confidentiality; - money laundering concerns; - violation of applicable laws; or - conduct likely to expose the Company to financial, legal, or reputational risk. During suspension: - the Partner shall immediately cease representing the Company; - access to Company systems, records, and promotional materials may be restricted; - commission payments relating to disputed transactions may be withheld pending investigation. Suspension shall not constitute a final finding of liability and shall not prevent further disciplinary or legal action where justified.

32. TERMINATION 32.1 Termination by Notice Either Party may terminate this Agreement by giving thirty (30) days' written notice to the other Party. 32.2 Immediate Termination The Company may terminate this Agreement immediately where the Partner: - commits fraud or dishonesty; - knowingly provides false information; - breaches confidentiality obligations; - diverts investors or business opportunities away from the Company; - receives investor funds into unauthorized accounts; - engages in criminal conduct affecting the Company's interests; - repeatedly violates Company policies after written warnings; or - commits any material breach of this Agreement. 32.3 Obligations Upon Termination Upon termination, the Partner shall immediately: - cease representing the Company; - return all Company property, documents, and promotional materials; - discontinue use of the Company's name, logo, trademarks, and intellectual property; - deliver any Company records in the Partner's possession; and - settle any outstanding obligations owed to the Company. Termination shall not affect any rights or obligations accrued before the effective date of termination.

33. SURVIVAL OF CERTAIN PROVISIONS The following provisions shall survive the termination or expiration of this Agreement to the extent necessary to give them effect: - Confidentiality; - Intellectual Property; - Non-Circumvention; - Non-Solicitation; - Indemnity; - Limitation of Liability; - Dispute Resolution; - Governing Law; and - Any provision that, by its nature, is intended to continue after termination.

34. FORCE MAJEURE 34.1 Definition Neither Party shall be liable for any delay or failure in performing its obligations under this Agreement where such delay or failure is caused by an event beyond its reasonable control ("Force Majeure Event"). Force Majeure Events include, but are not limited to: - Natural disasters, including floods, earthquakes, storms, or other acts of God; - Fire or explosion; - War, terrorism, civil unrest, riots, or insurrection; - Epidemics or pandemics; - Government actions, regulations, embargoes, sanctions, or restrictions; - Nationwide industrial actions or strikes; - Failure of electricity, internet, telecommunications, or banking systems; - Cybersecurity incidents beyond the reasonable control of the affected Party; and - Any other unforeseen event that makes performance impossible or impracticable. 34.2 Notification The affected Party shall notify the other Party in writing as soon as reasonably practicable after becoming aware of the Force Majeure Event. 34.3 Mitigation Both Parties shall use reasonable efforts to minimize the effects of the Force Majeure Event and resume performance of their obligations as soon as practicable.

35. NOTICES 35.1 Method of Service Any notice or communication required under this Agreement shall be in writing and may be served by: - Hand delivery; - Registered courier service; - Official Company email address; - Any other communication method approved in writing by the Company. 35.2 Company's Contact Details UNIZICOS GROUP Registered Address: Alhaji Oyewole, complex Ota Ogun State Official Email: Info@unizicosgroup.com.ng Telephone: 08166781313, 07062158245 35.3 Partner's Contact Details Full Name: ………………………………………………………………………... Residential Address: ……………………………………………………………. Email Address: …………………………………………………………………… Telephone Number: …………………………………………………………….. Each Party shall promptly notify the other Party of any change to its contact information.

36. ENTIRE AGREEMENT This Agreement constitutes the entire understanding between the Parties concerning the subject matter contained herein. It supersedes all previous negotiations, discussions, understandings, representations, proposals, correspondence, and agreements, whether oral or written. No statement or promise outside this Agreement shall be binding unless reduced to writing and signed by both Parties.

37. AMENDMENTS No amendment, variation, modification, or addition to this Agreement shall be valid unless: - made in writing; - approved by the Company; and - accepted in writing by the Partner. The Company may revise operational policies, administrative procedures, or commission schedules from time to time, provided reasonable notice is given where such revisions materially affect the Partner.

38. WAIVER Failure or delay by either Party in exercising any right under this Agreement shall not constitute a waiver of that right. A waiver shall be effective only if it is made expressly in writing and signed by the Party granting the waiver. A waiver of one breach shall not operate as a waiver of any subsequent breach.

39. ASSIGNMENT The Partner shall not assign, transfer, delegate, subcontract, or otherwise dispose of any rights or obligations arising under this Agreement without the prior written consent of the Company. The Company may assign or transfer this Agreement to any successor entity, affiliate, or lawful assignee upon written notice to the Partner.

40. SEVERABILITY If any provision of this Agreement is declared invalid, illegal, or unenforceable by a court or tribunal of competent jurisdiction: - such provision shall, to the extent possible, be interpreted so as to achieve its intended commercial purpose; and - the remaining provisions shall continue in full force and effect. - The Parties shall cooperate in replacing the invalid provision with a lawful provision that most closely reflects the original intention.

41. DISPUTE RESOLUTION The Parties agree to resolve disputes in the following sequence: Stage One – Good Faith Negotiation The Parties shall first attempt to resolve any dispute amicably through good faith negotiations within thirty (30) days after written notice of the dispute. Stage Two – Mediation Where negotiation fails, the Parties may submit the dispute to mediation before an independent mediator mutually agreed upon by both Parties. Stage Three – Arbitration If mediation is unsuccessful, the dispute shall be referred to arbitration in the Federal Republic of Nigeria in accordance with the applicable arbitration laws. The arbitral decision shall be final and binding, subject to any rights available under applicable law. Nothing in this clause shall prevent either Party from applying to a competent court for urgent interim relief where necessary to protect confidential information, intellectual property, or other legal rights.

42. GOVERNING LAW This Agreement shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria. Both Parties agree to comply with all applicable Nigerian laws, regulations, and lawful directives relevant to the subject matter of this Agreement.

43. GOOD FAITH The Parties undertake to perform this Agreement honestly, fairly, transparently, and in good faith. Each Party shall cooperate with the other in achieving the objectives of this Agreement while preserving the integrity, reputation, and commercial interests of UNIZICOS GROUP.

44. EXECUTION OF COUNTERPARTS This Agreement may be executed in one or more counterparts. Each counterpart shall be deemed an original, and together all counterparts shall constitute one legally binding Agreement. Electronic signatures may be accepted where permitted by applicable law and Company policy.

45. EFFECTIVE DATE This Agreement shall become effective on the date it is executed by both Parties and shall remain in force until terminated in accordance with its terms.

46. ACKNOWLEDGEMENT By signing this Agreement, the Partner acknowledges that: 1. The Partner has carefully read and understood every provision of this Agreement. 2. The Partner has had sufficient opportunity to seek independent legal, financial, or professional advice before signing. 3. The Partner voluntarily accepts all obligations contained herein. 4. The Partner agrees to comply with all present and future lawful policies of UNIZICOS GROUP that are consistent with this Agreement. 5. This Agreement does not create employment, ownership, partnership, or shareholder rights in the Company unless expressly stated in writing.

47. EXECUTION OF THIS AGREEMENT 47.1 Binding Effect This Agreement shall become legally binding upon execution by both Parties. By signing this Agreement, each Party confirms that it has read, understood, and voluntarily accepted all of its terms and conditions.

48. COMPANY EXECUTION Executed for and on behalf of: UNIZICOS GROUP Company Name: UNIZICOS GROUP Registered Office: ……………………………………………………………….... Represented By: …………………………………………………………………... Position: Founder/Chief Executive Officer Signature: …………………………………………………………………………. Official Company Seal/Stamp: …………………………………………………. Date: ……………………………………………………………………………….

49. PARTNER EXECUTION I hereby accept my appointment as an Independent Business Development & Investment Referral Partner of UNIZICOS GROUP and agree to comply with every provision contained in this Agreement. Full Name: ………………………………………………………………………... Residential Address: ……………………………………………………………… Business Address: ………………………………………………………………… Telephone Number: ………………………………………………………………. Email Address: ……………………………………………………………………. Nationality: ……………………………………………………………………….. Occupation: ……………………………………………………………………….. National Identification Number (NIN): …………………………………………... Signature: …………………………………… Date: ……………………………. Recent Passport Photograph (Attach Here)

50. WITNESS DETAILS Witness to the Company Full Name: ………………………………………………………………………... Residential Address: ……………………………………………………………… Occupation: ……………………………………………………………………….. Telephone Number: ………………………………………………………………. Email Address: …………………………………………………………………… Signature: ……………………………………… Date: ………………………… Witness to the Partner Full Name: ………………………………………………………………………... Residential Address: ……………………………………………………………… Occupation: ………………………………………………………………………. Telephone Number: ………………………………………………………………. Email Address: …………………………………………………………………… Signature: ………………………………………… Date: ………………………..

51. PARTNER INFORMATION FORM Every appointed Partner shall complete this form before activation. Personal Information Full Name: ………………………………………………………………………... Gender: ……………………….. Date of Birth: …………………………………. Nationality: ……………………….. State of Origin: …………………………… Local Government Area: ………………………………………….. Residential Address: ……………………………………………………………… Postal Address (if different): ……………………………. Telephone Number: ……………………………………………………………… Alternative Telephone Number: ………………………………………………….. Email Address: ……………………………………………………………………. Marital Status: ………………………. Occupation: ….………………………… Employer/Business Name: ……………………………………………………… Business Address: ………………………………………………............................ Means of Identification Please tick one: ☐ National Identity Card ☐ International Passport ☐ Driver's Licence ☐ Permanent Voter's Card Identification Number: ……………………………………………………………. Expiry Date (if applicable): ………………………………………………............. Attach a clear photocopy of the selected identification document. Banking Information Bank Name: ………………………………………………………………………. Account Name: …………………………………………………………………… Account Number: …………………………………………………………………. Bank Verification Number (BVN): ……................................................................. Residential Address: …………………………………………………………….... Telephone Number: ………………………………………………………………. Email Address: …………………………………………………………………….

52. GUARANTOR'S UNDERTAKING Every Partner shall provide one Guarantor acceptable to the Company. Guarantor's Details Full Name: ………………………………………………………………………... Residential Address: ……………………………………………………………… Occupation: ……………………………………………………………………….. Employer/Business Name: ………………………………………………………... Telephone Number: ………………………………………………………………. Email Address: ……………………………………………………………………. Means of Identification: Identification Number: ……………………………………………………………. Relationship to Partner: …………………………………………………………... GUARANTOR'S DECLARATION I hereby declare that: 1. I personally know the above-named Partner. 2. To the best of my knowledge, the Partner is of good character and integrity. 3. I understand that the Partner is applying to become an Independent Business Development & Investment Referral Partner of UNIZICOS GROUP. 4. I agree to cooperate with the Company should any lawful enquiry concerning the Partner become necessary. Guarantor's Signature: ………………………… Date: …………………………...

53. PARTNER'S DECLARATION I hereby declare that: 1. All information supplied by me to UNIZICOS GROUP is true, complete, and accurate. 2. I have carefully read and understood every provision of this Agreement. 3. I voluntarily accept the rights, duties, obligations, and responsibilities contained herein. 4. I shall comply with all Company policies, ethical standards, and lawful directives. 5. I shall not collect investor funds into any personal account. 6. I shall not make unauthorized promises or guarantees on behalf of the Company. 7. I understand that breach of this Agreement may result in suspension, termination, legal action, or any other lawful remedy available to the Company. Partner's Signature: ………………………………… Date: ……………………..

54. COMPANY'S ACCEPTANCE UNIZICOS GROUP hereby approves the appointment of the above-named individual as an Independent Business Development & Investment Referral Partner, subject to the terms and conditions contained in this Agreement. Approved By: ……………………………………………………………………... Position: Founder/Chief Executive Officer Official Signature: …………………………… Date: …………………………... Official Company Seal/Stamp: …………………………………………………… COMMISSION AND INCENTIVE POLICY 1. Purpose This Schedule establishes the principles governing commissions, incentives, bonuses, and other performance-based rewards payable to Independent Business Development & Investment Referral Partners of UNIZICOS GROUP. 2. Eligibility for Commission A Partner shall qualify for commission only where: a. the investor was genuinely introduced by the Partner; b. the investment has been received into the Company's officially designated bank account(s); c. the investor has successfully completed all registration, KYC, and compliance requirements; d. the investment has been verified and approved by the Company; and e. the transaction is free from fraud, misrepresentation, or any breach of this Agreement. 3. Commission Structure The Company shall determine and publish commission rates through an official Commission Schedule. The Company reserves the right to revise commission percentages, incentive programmes, bonuses, or promotional rewards from time to time upon reasonable notice to Partners. 4. Payment of Commission Approved commissions shall be paid according to the Company's official commission payment cycle. The Company may delay or withhold payment where: - a transaction is under investigation; - compliance verification is pending; - fraud is suspected; or - the Partner has materially breached this Agreement. 5. Circumstances Where Commission Shall Not Be Payable No commission shall be payable where: - the investment is cancelled or refunded; - false or misleading information was supplied; - the transaction is fraudulent; - the investor was already registered by another authorized Partner, unless otherwise approved by the Company; or - the Partner acted in violation of this Agreement. CODE OF ETHICS Every Partner shall: - demonstrate honesty, integrity, fairness, and professionalism; - protect the interests and reputation of the Company; - treat every investor with dignity, respect, and courtesy; - maintain confidentiality of Company and investor information; - comply with all Company policies and applicable laws; - avoid conflicts of interest; - promote only Company-approved investment opportunities. A Partner shall never: - collect investor funds into a personal account; - promise guaranteed profits or returns; - falsify Company documents or records; - engage in bribery, corruption, or unethical conduct; - impersonate Company officials; - misuse Company assets or confidential information. OPERATIONAL GUIDELINES Partners shall: - attend training programmes organized by the Company where reasonably required; - use only approved marketing materials; - maintain accurate referral records; - report suspected fraud or misconduct immediately; - respond professionally to investor enquiries; - comply with operational procedures issued by the Company from time to time. PERFORMANCE EVALUATION The Company may periodically evaluate Partners using criteria including: - professionalism; - ethical conduct; - compliance with Company policies; - quality of investor referrals; - investor satisfaction; - participation in Company programmes; - contribution to business growth. Performance reviews may be considered when determining continued appointment, promotions, awards, incentives, or additional responsibilities. DISCIPLINARY PROCEDURES Where a Partner breaches this Agreement or Company policy, the Company may impose one or more of the following measures: 1. Verbal counselling. 2. Written warning. 3. Mandatory retraining. 4. Temporary suspension. 5. Withholding of disputed commission pending investigation. 6. Termination of appointment. 7. Recovery of financial losses where permitted by law. 8. Referral to law enforcement or appropriate regulatory authorities where criminal conduct is suspected. Where appropriate, the Partner shall be given an opportunity to respond before a final disciplinary decision is taken, except where immediate action is reasonably necessary to protect investors, the Company, or comply with legal obligations. FINAL CERTIFICATION This Agreement represents the complete understanding between UNIZICOS GROUP and the Partner concerning the appointment of an Independent Business Development & Investment Referral Partner. By signing this Agreement, both Parties confirm that they have: - carefully read every provision; - understood their respective rights and obligations; - voluntarily accepted the terms and conditions; - had the opportunity to seek independent legal or professional advice before execution. COMPANY CERTIFICATION For and on behalf of UNIZICOS GROUP Name: ……………………………………………………………………………... Position: Founder/Chief Executive Officer Signature: ……………………………………. Date: ……………………………. Official Company Seal/Stamp: …………………………………………………… PARTNER CERTIFICATION Full Name: ………………………………………………………………………... Signature: ………………………………… Date: ……………………………….. WITNESS Full Name: ………………………………………………………………………... Signature: ……………………………………… Date: ………………………….. DOCUMENT CONTROL Document Title: Corporate Business Development & Investment Referral Partnership Agreement Organization: UNIZICOS GROUP Version: 1.0 Document Reference: UGPA/2026/001 Prepared By: UNIZICOS GROUP "Home of Halal Investment Structures" Approval Authority: Founder/Chief Executive Officer Review Date: ______________________ Classification: Confidential.